Calculators

Free foreclosure tools

Plain, private tools to help you understand where you stand. Nothing is collected and there's no signup. Each one points you to your state's rules and to free help when you need a person.

Tools

Foreclosure timeline by stateSee where you stand: the federal 120-day rule plus your state's process, cure/redemption rights, and typical days to a sale.Loss-mitigation rights checkerWhich federal Reg X protections apply to you: the 120-day bar, dual-tracking, the 30-day evaluation, and your appeal rights.Deficiency judgment by stateAfter foreclosure, can a lender sue you for the shortfall in your state? Anti-deficiency rules and fair-value offsets.Reinstatement & affordability estimatorWhat it costs to catch up your mortgage, and whether the payment is sustainable going forward.HAF status checkerIs Homeowner Assistance Fund mortgage help still available in your state, and would you qualify?