Terms of Service

By using ForeclosureCalc.com you agree to these terms. If you do not agree, please do not use the site.

1. What the site is

ForeclosureCalc.com provides general educational information and free tools about the foreclosure process, homeowner rights, state foreclosure laws, and assistance options. The site is free to use, requires no signup, and is not an application, intake, or referral service.

2. Not legal or financial advice

ForeclosureCalc.com is not a law firm, lender, mortgage servicer, government agency, or HUD-approved housing counseling agency. Nothing on this site is legal, tax, or financial advice, and using the site does not create an attorney-client or other professional relationship. Information is general and may not apply to your specific circumstances. For advice on your situation, consult a HUD-approved housing counselor or a licensed attorney in your state.

3. Accuracy

We make good-faith efforts to keep federal and state information current, but foreclosure laws change frequently and vary by state. We make no warranty that any information on the site is current, complete, or error-free. Always verify with a qualified professional before relying on anything here.

4. Permitted use

You may use the site for personal research and to share links with friends, family, or clients. You may not scrape, mirror, or republish substantial portions of the content without written permission. You may not use the site for any unlawful purpose.

5. Third-party links

The site links to government, nonprofit, and other third-party resources. We do not control those sites and are not responsible for their content, privacy practices, or availability.

6. Disclaimer of warranties

The site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.

7. Limitation of liability

To the maximum extent permitted by law, ForeclosureCalc.com and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site, including any loss tied to reliance on the information here.

8. Changes

We may update these terms at any time. Continued use of the site after changes constitutes acceptance.

9. Contact

Questions about these terms: info@foreclosurecalc.com.

Last updated: 2026-06-08