Foreclosure guides
Clear, practical explainers on stopping foreclosure, your legal rights, and the alternatives — written for homeowners, not lawyers. The full library is being written now.
Guides in progress
Our guides are organized around what you actually need: how to stop or avoid foreclosure, what happens month by month after a missed payment, and the real options ranked by how much time you have left.
A dedicated rights section covers the federal 120-day rule, loss-mitigation and dual-tracking protections, when a foreclosure-defense attorney pays for itself, and how to find a free HUD-approved housing counselor.
Further guides cover the alternatives — deed-in-lieu, short sale, forbearance, loan modification, reinstatement vs. redemption — plus the aftermath: deficiency judgments, your credit, and how to avoid foreclosure-rescue scams. Every guide cites its sources and points you to free help.